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RPA Streamlines Account Opening Process

Key Points

  • Robotic Process Automation (RPA) streamlines employee workflows by eliminating repetitive copy‑paste actions, reducing manual errors, and cutting processing time and costs.
  • In the account‑opening scenario, a call‑center representative logs a credit request in IBM BPM, which triggers an IBM ODM decision service to instantly calculate the allowable credit limit.
  • Without automation, the sales assistant must spend about 20 minutes manually logging into multiple systems, transferring nine data fields, duplicating values, and retrieving tax information from an external website, leading to a three‑day backlog before the account can be created.
  • Implementing RPA would automate these data transfers and external lookups, allowing the account to be opened instantly and freeing the staff to focus on higher‑value tasks, thereby improving customer service and overall productivity.

Full Transcript

# RPA Streamlines Account Opening Process **Source:** [https://www.youtube.com/watch?v=loOR-nz9DGY](https://www.youtube.com/watch?v=loOR-nz9DGY) **Duration:** 00:06:56 ## Summary - Robotic Process Automation (RPA) streamlines employee workflows by eliminating repetitive copy‑paste actions, reducing manual errors, and cutting processing time and costs. - In the account‑opening scenario, a call‑center representative logs a credit request in IBM BPM, which triggers an IBM ODM decision service to instantly calculate the allowable credit limit. - Without automation, the sales assistant must spend about 20 minutes manually logging into multiple systems, transferring nine data fields, duplicating values, and retrieving tax information from an external website, leading to a three‑day backlog before the account can be created. - Implementing RPA would automate these data transfers and external lookups, allowing the account to be opened instantly and freeing the staff to focus on higher‑value tasks, thereby improving customer service and overall productivity. ## Sections - [00:00:00](https://www.youtube.com/watch?v=loOR-nz9DGY&t=0s) **RPA Streamlines Account Opening** - The segment explains how robotic process automation, together with IBM BPM and ODM, automates credit decisions and cuts manual effort and delays in creating new credit accounts. ## Full Transcript
0:00[Music] 0:04today we'll look at how robotic process 0:06automation can increase employee 0:08productivity and remove time and cost 0:11from business processes we'll use an 0:14account opening example to see how 0:16robotic process automation or RPA 0:19reduces manual processing time 0:21eliminates copy and paste errors and 0:24improves customer service 0:30the process starts when a call center 0:32rep offers a new line of credit account 0:34to an existing customer the rep uses IBM 0:38business process manager or BPM to 0:41document the customer's request 0:43including specific details about the 0:45property being used for collateral all 0:48other customer information will be 0:50pulled from existing systems when a 0:52sales assistant creates the 0:54account when the call center rep submits 0:57the request BPM automatically launches 1:00an automated decision service in IBM 1:03operational decision manager or odm that 1:06determines the allowable amount of 1:09credit since the credit decision 1:11completes in real time a task is 1:14immediately generated for a sales 1:16assistant to manually create the new 1:19account it takes a sales assistant about 1:2220 minutes to open this new account but 1:25due to a three business day backlog the 1:28account can't be opened until next next 1:30week it will therefore be several days 1:32before we send the customer documents to 1:36sign the following week a sales 1:39assistant opens the task and sees the 1:41information entered by the call center 1:43rep she also sees the credit limit and a 1:47credit limit confirmation ID that was 1:49assigned by odm the sales assistant task 1:54is to now use this information along 1:56with information from two other 1:58applications to open a new account in 2:01the line of credit account 2:04system the assistant starts by logging 2:07in to the customer information Master 2:11System she then copies the customer 2:13number from BPM into the master system 2:17in order to retrieve Master customer 2:20details she then logs into the line of 2:23credit account system in which she will 2:26open the new 2:27account she returns to the customer 2:30Master System and one by one copies and 2:33pastes all nine values into the account 2:36opening 2:38system she then goes to the BPM system 2:42and again one by one copies 10 values 2:45into 11 fields in the line of credit 2:48System since one of the values must be 2:51pasted into two separate 2:53Fields she then logs into a government 2:56website to obtain the official tax value 3:00of the property being used as collateral 3:03she copies the property information from 3:06the BPM system to the valuation website 3:10and retrieves the tax valuation and 3:13assessment date she copies these two 3:17values into the line of credit account 3:19system and is finally ready to click 3:22create account this causes the system to 3:25open a new account and generate an 3:28account number which she pastes into 3:32BPM that completes this human task and 3:35causes the BPM system to move to the 3:37next step in the process which is to 3:39prepare the documents and send them to 3:42the customer for approval the sales 3:44assistant is now ready to move on to her 3:46next task after taking a quick break to 3:49grab a cup of 3:51coffee that manual task which took 20 3:54minutes to perform required logging into 3:57and navigating four applications and 4:00copying and pasting 36 Fields now let's 4:04replay the exact sequence of events 4:06using robotic process automation RPA is 4:10able to record all the actions performed 4:12by the sales assistant and then play 4:15back the actions on command this 4:18includes logging into 4:19applications navigating to specific 4:22screens controlling applications using 4:25the mouse or keyboard and copying and 4:28pasting values between 4:30applications let's watch as IBM RPA 4:33completes this account opening task less 4:36than 45 seconds after the call center 4:39rep clicks the submit button 4:42[Music] 4:59[Music] 5:11[Music] 5:23using RPA we were ready to send 5:26documents to the customer 45 seconds 5:29after the call Center rep finish 5:30speaking with them which is a much more 5:33efficient and effective outcome than 5:36having to wait three business days for a 5:38sales assistant to spend 20 minutes 5:41performing this repetitive and error 5:44prone task the benefits of using RPA in 5:47this example are pretty clear first we 5:50were able to respond to the customer in 5:5245 seconds versus five calendar days 5:56second we eliminated the copy and paste 5:58errors that often occur in as many as 6:0110% of manually copied customer records 6:04and third we can free up our people from 6:07this type of mundane and repetitive work 6:10so they can focus on the things that 6:12humans do best things like providing 6:15personal empathy to customers or using 6:18creativity to solve problems or find new 6:21business 6:23opportunities IBM robotic process 6:26automation along with business Process 6:28Management and operational decision 6:30management can help increase employee 6:33productivity and improve customer 6:35service and who knows maybe now your 6:38employees will visit the coffee machine 6:40to boost their creativity instead of 6:42just to stay awake give us a call or 6:45come see us online so we can help you 6:48take advantage of Robotics in your 6:50business automation 6:53[Music]