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Predictive AI Optimizes Injured Worker Claims

Key Points

  • The company, a leading global provider of core insurance systems, sought to improve injured‑worker claim outcomes by moving away from a “one‑size‑fits‑all” approach and better matching case‑manager skills to each claim.
  • To achieve this, they partnered with IBM in a collaborative “garage” environment, assembling IBM technical experts (data modelers, data scientists, cloud specialists) alongside the company’s technology and subject‑matter experts.
  • Using IBM’s Watson, they built a machine‑learning model that evaluates claim factors to predict return‑to‑work timelines, optimal treatment plans, and associated costs, continuously learning to increase confidence in its predictions.
  • IBM’s value lay not only in the advanced technology but also in its expertise and structured guidance, which helped integrate diverse teams and focus on delivering measurable business results.

Full Transcript

# Predictive AI Optimizes Injured Worker Claims **Source:** [https://www.youtube.com/watch?v=Z6AnuYfM8Wk](https://www.youtube.com/watch?v=Z6AnuYfM8Wk) **Duration:** 00:01:40 ## Summary - The company, a leading global provider of core insurance systems, sought to improve injured‑worker claim outcomes by moving away from a “one‑size‑fits‑all” approach and better matching case‑manager skills to each claim. - To achieve this, they partnered with IBM in a collaborative “garage” environment, assembling IBM technical experts (data modelers, data scientists, cloud specialists) alongside the company’s technology and subject‑matter experts. - Using IBM’s Watson, they built a machine‑learning model that evaluates claim factors to predict return‑to‑work timelines, optimal treatment plans, and associated costs, continuously learning to increase confidence in its predictions. - IBM’s value lay not only in the advanced technology but also in its expertise and structured guidance, which helped integrate diverse teams and focus on delivering measurable business results. ## Sections - [00:00:00](https://www.youtube.com/watch?v=Z6AnuYfM8Wk&t=0s) **AI-Driven Injured Worker Triage** - An insurance firm partners with IBM to use Watson’s machine‑learning models for predicting return‑to‑work outcomes, enabling personalized claim triage and resource optimization. ## Full Transcript
0:01in the insurance industry we are the 0:04number one provider of core systems to 0:07clients around the world in insurance we 0:10provide business process services to the 0:12market in particular around injured 0:14worker claims processing we wanted to 0:17focus on how we could enable our case 0:19managers to help provide the most 0:22effective outcomes for the injured 0:25worker instead of doing a one size fits 0:27all across injuries we needed a better 0:30way to try to triage the claims and 0:32determine if there was an optimal way 0:34that we could treat injured workers as 0:37well as optimize our resources to help 0:40make sure we're providing the best match 0:42between skill set and injured workers we 0:45partnered with IBM in a garage setting 0:47we brought a team together of IBM 0:50technical experts around data modelers 0:53data scientists cloud guys with some of 0:55our technology people as well as some of 0:57our subject matter experts what we're 0:59using Watson Ford is a round machine 1:01learning where we've trained and built a 1:03model to be able to look at factors and 1:05predict those return to work outcomes 1:07the treatment plans and the cost so over 1:10time we're adding more to it and helping 1:12it learn so we can get higher confidence 1:14levels in its predictions the value that 1:17IBM brings is not just the technology 1:19component the technology is outstanding 1:22it's the expertise and guidance and 1:25approach to help bring together people 1:27with a variety of backgrounds in order 1:30to focus on driving a business outcome 1:32that's really where the value comes in 1:35[Music] 1:38you